I’ve been getting spam from an apparently real debt collection company but the thing is I’ve only ever owed debt to two entities: my credit card and the government (fucked up my withholdings once). I know I don’t owe shit, so either it’s a scam that’s impersonating a real agency or somebody stole my identity and they think I do. Which is possible, for reasons I won’t go into.

  • HarryLime [any]
    ·
    9 months ago

    Get a credit report. You're legally entitled to a free one every year.

    • GinAndJuche
      ·
      9 months ago

      I saw that, but the site looked ai written. Is there one you know for a fact isn’t a scam? I genuinely don’t trust search engines at all anymore and it makes searching for this info hard.

      • HarryLime [any]
        ·
        9 months ago

        You should be able to get reports directly from the ratings agencies. Just search for TransUnion, Experian and Equifax

        • GinAndJuche
          ·
          9 months ago

          Ok, thank you. The amount of commercials those put out convinced me it was a scam somehow. I appreciate it.