the US credit score thing is wack. I critique it as someone with phenomenal credit who monitors it / checks it frequently for signs of fuckery.
house and car loans are the big ones people think about, and certainly they are the onvious, big ticket items people finance (and therefore pay more than the sticker price), but I had a job once, a part time job with no benefits, where they would not even hire temps with poor credit.
and once I read a thread on Reddit, where someone asked something like "what do you wish you knew before you got married?" and a high ranked, very agreed upon answer was "my spouse's credit score" with several horror stories.
the way burger brains harp on social credit in China is absolutely projection at how helpless they are and subject to the viciousness of ours.
the US credit score thing is wack. I critique it as someone with phenomenal credit who monitors it / checks it frequently for signs of fuckery.
house and car loans are the big ones people think about, and certainly they are the onvious, big ticket items people finance (and therefore pay more than the sticker price), but I had a job once, a part time job with no benefits, where they would not even hire temps with poor credit.
and once I read a thread on Reddit, where someone asked something like "what do you wish you knew before you got married?" and a high ranked, very agreed upon answer was "my spouse's credit score" with several horror stories.
the way burger brains harp on social credit in China is absolutely projection at how helpless they are and subject to the viciousness of ours.