• henfredemars@infosec.pub
    ·
    7 months ago

    Password Manager

    There will be lots of a useless accounts you have to make in life. Scale yourself. Many such accounts will not be optional. At least this one provides you with some value.

    • toastal@lemmy.ml
      ·
      6 months ago

      Hard why not both? You should use a password manager & create less accounts on platforms or sharing your phone/email if you can help it.

      • henfredemars@infosec.pub
        ·
        6 months ago

        Sure, in general yes. But in reference to the comment, writing a check they would already have my name address and some reference to my bank account details even without the online account, which implies a high degree of trust.

        If I need an account to read an article on a website? Then I’m not interested in reading your article.

        • toastal@lemmy.ml
          ·
          6 months ago

          V true. I was think more along the lines of any sort of cash, debit, check transfer that doesn’t involve accounts or folks skimming money off the top rather than checks specifically when interpretting the meme.

  • Zerush@lemmy.ml
    ·
    6 months ago

    I'm old school, if I want to buy something, I go to the store with the ability to essentially examine the item, pay for it in cash and go home. Crating an account and paying with the card, with which also the bank knows what I had bought? WTF, capitalism surveillance shit.

  • thmnwlf@discuss.tchncs.de
    ·
    6 months ago

    a check? ok bye, ive never understood what the fuck that shit should do… like what about cash or just a simple transfer? why do people use checks?

  • bquintb@midwest.social
    ·
    edit-2
    7 months ago

    I keep all my bills organized in bookmarks. Keep track of their due dates on a Google Sheets budget. I'm not going back to checks..lol

    • BirdyBoogleBop@lemmy.dbzer0.com
      ·
      6 months ago

      Do you guys not have direct debit? All my bills are paid automatically. Manually paying my bills sounds like a pain and I would definitely forget/double pay if I needed to do it that way

      • ProfessorOwl_PhD [any]
        ·
        6 months ago

        US banks won't even issue chip and pin cards because their customers would find entering a 4 number code too arduous and complicated.

      • bquintb@midwest.social
        ·
        edit-2
        6 months ago

        We do. I never give companies power to pull money from my account. I realize it's a convenience for some people in the way they budget, so no judging.... I've just been screwed by it one too many times. I keep full control over my finances. I budget everything out on an Excel template I created. It actually doesn't take much time at all ..an hour or so once a week to get everything balanced and paid for the month.

  • umbrella@lemmy.ml
    ·
    edit-2
    7 months ago

    where i live its hard to find places who even accept them. im not sure how i can get my bank to give me a check book if i really wanted to use them.

    • xia@lemmy.sdf.org
      hexagon
      ·
      7 months ago

      If it's any indication... the last time I ordered checks their website was littered with nuisance upsell popups that significantly hindered that task (felt kinda like Indiana Jones navigating booby traps), so I think the "check industry" (if that is a thing?) is getting desperate.

  • OldWoodFrame@lemm.ee
    ·
    6 months ago

    What does it even mean "one less account to track?" The money is still coming from a bank account, if you track the money in your account you would still have to account for a check, and it would be even worse if the check isn't cashed right away.

    Is it that you don't have the monthly credit card bill if you send a check? But you're spending the same amount of money regardless, checks are more like one-off credit card transactions, that don't confirm payment like a credit card does. Checks are worse for the payment-neurotic. That's maybe an argument for debit cards, it's not an argument for checks.