maybe providing services to just rich people is not a very good idea.

https://www.cnbc.com/2023/03/16/credit-suisse-to-borrow-up-to-about-54-billion-from-swiss-national-bank.html

54 billion in "loan" for CS. It is a secured loan but the problem is if the bank were to go under, the Government will likely prioritize depositors (as they should imo) and creditors instead.