If you have access to a nearby university that offers psychology degrees, see if they have community counseling available. This is where freshly graduated masters and PhD students can engage in basic therapy, guided and monitored by a fully credentialed mentor. This lets them log the necessary hours needed towards a license to practice, and lets people short on money get pretty cheap basic psychological assistance to help them through rough patches. If money is an issue then this might be the way to go. As Karen said, after COVID most therapists offer online chat just because it opens up access to so many more people. Good luck in finding the help you need. And if you just need someone to talk to, plenty of people will have their DMs open for you on request, me included.