I got a Bank of America account when I was 15 and haven't really thought to switch my bank since, but my new job has me reviewing all my finances to see where i can squeeze out some savings. Apparently some banks are doing upwards of 4% APR on savings now???? Discover is 4.25%, SoFi is 4.50% if you set up direct deposit to either a checking or saving.

Also, since the Fed got rid of Regulation D's savings transactions limit for covid, some banks (including Discover and SoFi) got rid of it too, so you can basically use your savings as a checking account and get mad interest.

what a world