Currently trying to refund the new Indiana Jones game because it's unplayable without raytracing . My card isn't even old, it's just 8GB of VRAM is the absolute minimum apparently so my mobile 3060 is now useless. I miss when I used to be able to play new games in 2014 on my shitty AMD card at 20fps, yeah it didn't look great but developers still included a very low graphics option for people like me. Now you need to be upgrading every 2 years to keep up.
I am lucky enough that I'm not that interested in high-specs AAA titles to begin with: of the 100+ games I've put on a DIY wishlist, I'd say less than 10 of them fall in this category. It's mostly indie/retro titles, older titles or mid-budget.