For a long time, I’ve just put on DejaVu fonts and been done with it. Generally good enough Unicode coverage for me. But I know it’s been years since DejaVu’s been updated, and I wonder what’s very common today.
[As for the terminal, I’m guessing it’s usually still the standard fixed Unicode fonts?]
I'm a sucker for jetbrains Mono when I need a monospaced font. It just looks nice to me.