Not sure if this is just ingrained "American Dream" mentality but I want to get away from landlords and buy my own house. Partly this is so I can have my own space to work on my own projects, be messy, grow weed, walk around naked, etc. Lately this is looking like a real possibility since I've paid off my college debt and started saving money for a down payment. I'm also expecting house prices to fall in the next year as the economy implodes.

Despite all that, housing is still really expensive where I live and I probably wouldn't be able to afford a house without a partner or a roommate paying part of the mortgage. My romantic prospects aren't looking too good and I really don't want to be a landlord. And I don't know how I would feel buying a foreclosure. Not to mention I'd be locked into a 30 year mortgage that won't be paid off until after climate change has forced us all to migrate to Nunavut.

Tell me chapos, what's the moral thing to do here? Should I keep renting? Buy a house and try to be an "ethical" landlord? Move in with the next woman I meet after the 2nd date? Go join a commune/cult?

    • discontinuuity [he/him]
      ·
      4 years ago

      Maybe. Last time I looked the HOA fees for a condo made it almost as expensive as a house

      • MirrorMadness [he/him]
        ·
        4 years ago

        yeah it'll depend on the condo. Keep in mind that the HoA fee isn't really like paying rent at all though, since that fee is used for services you directly benefit from such as exterminators, snow removal, cleaning, electricity/temperature in common areas, etc. That money is reinvested into your home, the downside is you don't have a choice about it.

        edit: unless you join the board of the HoA that is. Then you can taste real power