This mostly only matters though if you're planning to ghost your creditors like i did, if you're paying anything that also updates you on the statute of limitations
Yeah im just ghosting. In reality it's a moot point for me cause I don't answer numbers i dont have saved in my phone, and if it's important someone will leave a message.
So yeah look up the rules on how the statute of limitations for debt works in your state so you don't fuck that up. 7 years for me and im debt free and already getting mailed in offers for more credit cards 😎
Look up the laws. If they call you more than once a day or use offensive language I'm pretty sure they are breaking the law; you can maybe force a settlement equal to or greater than your outstanding balance.
This mostly only matters though if you're planning to ghost your creditors like i did, if you're paying anything that also updates you on the statute of limitations
Yeah im just ghosting. In reality it's a moot point for me cause I don't answer numbers i dont have saved in my phone, and if it's important someone will leave a message.
So yeah look up the rules on how the statute of limitations for debt works in your state so you don't fuck that up. 7 years for me and im debt free and already getting mailed in offers for more credit cards 😎
Looks like its 10 years in mine :(
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Look up the laws. If they call you more than once a day or use offensive language I'm pretty sure they are breaking the law; you can maybe force a settlement equal to or greater than your outstanding balance.