The kind of job you only take if you're evil enough to be a mercenary but too stupid to be trusted with a gun. I don't understand how or why they continue waking up in the morning when that's their impact on the world.
See also: hospital billing departments
After grad school I got sort of stranded in a small town and took a job as an insurance salesperson for a few months. Even that was too ghoulish for me and I became physically ill from stress and quit. I can't imagine what sort of person could work in debt collection, hospital billing, or insurance denials for more than a couple of desperate months without quitting or doing something drastic.
certified lighter than a feather job
To me they're no different than mobsters who go collecting "protection money" but it's for corpos instead of organzied crime.
I would simply not engage. There's certain things you can say or do that like update your debt so that the clock is no longer ticking on the statute of limitations for that debt but i don't remember what they are so i'd just ignore them. I think acknowledging the debt as yours is one of those things though
Seconded, please don't do this OP
This mostly only matters though if you're planning to ghost your creditors like i did, if you're paying anything that also updates you on the statute of limitations
Yeah im just ghosting. In reality it's a moot point for me cause I don't answer numbers i dont have saved in my phone, and if it's important someone will leave a message.
So yeah look up the rules on how the statute of limitations for debt works in your state so you don't fuck that up. 7 years for me and im debt free and already getting mailed in offers for more credit cards 😎
Looks like its 10 years in mine :(
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Look up the laws. If they call you more than once a day or use offensive language I'm pretty sure they are breaking the law; you can maybe force a settlement equal to or greater than your outstanding balance.
