Plenty of people in that income bracket do nothing wrong but get fucked by a health crisis, the price of college for their kids, etc. And if you make less, you can get fucked by progressively smaller things -- your car breaks down, you have a more moderate medical expense, you have to move a few times in a short period.
Plenty of people in that income bracket do nothing wrong but get fucked by a health crisis, the price of college for their kids, etc. And if you make less, you can get fucked by progressively smaller things -- your car breaks down, you have a more moderate medical expense, you have to move a few times in a short period.