Let’s say that you buy a home in cash and have 100% paid off. Could you still lose it somehow?

  • ShimmeringKoi [comrade/them]
    ·
    edit-2
    1 year ago

    Eminent domain baybee

    Oh, also if you're under investigation for anything, the cops can just confiscate your house, car, possessions, whatever. Even if you're found not guilty, you don't get anything they took back. Typically it will get sold at a discount, typically to a cop. You'll often see them on twitter taking pictures with their fancy new car that they dragged someone out of a month ago. It's called asset forfeiture, and iirc It's the second or third most prevalent from of theft in America, wage theft being the first.

  • azimir@lemmy.ml
    ·
    1 year ago

    One thing to keep in mind is that in the US, there's very few people or companies that actually own the land that they're on. Most of the time you have the rights to use the land for certain types of things, but not actually own it. The US government (federal on down) has various ways of seizing property for its own purposes.

    There's only a handful of people who actually own the land they live on. Most of them were granted the land by prior governments (mostly Spain) before the US was a country. Their ownership was grandfathered in and has passed via inheritance through the families. Several of those family plots are in Texas and Florida. Everyone else is just allowed to stay as long as they play ball with the rules.

    • jol@discuss.tchncs.de
      ·
      1 year ago

      To certain extents, I think the government has rights of expropriation of land in other countries too. Sometimes you can sue the government for it too. It's a messy biz.

        • Strykker@programming.dev
          ·
          1 year ago

          They aren't saying the us government can take land in like France whenever. But like Canada has expropriation laws available where if needed Canadian land can be seized from the land owner, usually with compensation.

          This is often done for things like infrastructure, highways and such. Turns it from needing the owner to be willing to sell into "we are buying this land now, heres what we think the land was worth"

    • zzzz@lemm.ee
      ·
      1 year ago

      Do you have more info on those that actually own? Sounds interesting.

  • Lunchtime8391 [none/use name]
    ·
    1 year ago

    If you fall behind on your property taxes, the local taxing authority can foreclosure on the property.

  • Lurker123 [he/him]
    ·
    1 year ago

    I feel like you had additional context to this question that you meant to add, but just totally forgot.

    As it stands, yes of course. If your house in condemned or otherwise subject to eminent domain, if your house is seized to pay creditors for non-mortgage debt (in some states), if somebody else has superior title to your home and you aren’t protected by being a bonafide purchaser, etc.

    • LaGG_3 [he/him, comrade/them]
      ·
      1 year ago

      Natural disasters and other "acts of god" are becoming more relevant - especially as some states, like Florida, have more insurance companies pulling out. Flood insurance is often unaffordable too.

      • Adkml [he/him]
        ·
        1 year ago

        Which really highlights how stupid and funny the "act of god" line is

        So has he just randomly decided recently that he wants to spend more time fucking up people's houses or is it maybe that it wasn't just collateral damage of some benevolent beings plans and maybe there's a a more concrete basis for why these weather events occur.

        • LaGG_3 [he/him, comrade/them]
          ·
          1 year ago

          https://www.cbsnews.com/miami/news/why-homeowners-insurance-is-spiking-options-are-shrinking/

          Climate change means worse weather and more storm damage. Insurance companies need to make money off the deal so they raise rates or stop insuring properties.

  • Adkml [he/him]
    ·
    1 year ago

    Setting aside all the legal reason people have outlined its important to rmeber this is America.

    If a rich enough person wants you dead they'll shoot you in the head on the front porch of your home in broad daylight in front of your neighbors and then the cops will say no crime happened and the news will say that person always lived there.

    Rich people can and do act however they want without consequences and our entire judicial system is just set up as a smokescreen to point to to tell poor people that isn't the case.

      • Thordros [he/him, comrade/them]
        ·
        1 year ago

        Ahh, hexb— MMPHMMMP MMMMPHHMP MMM!

        I'm sorry, what? You need to take that boot out of your mouth if you want folks to understand you.

      • Adkml [he/him]
        ·
        edit-2
        1 year ago

        Liberals stay dumb as fuck.

        Ask the BLM organizers who committed suicide by shooting themselves multiple times and then setting their car on fire how secure they feel.

        Or the person who published the Panama papers, whatever happened to that guy.

        • Chetzemoka@startrek.website
          ·
          edit-2
          1 year ago

          Nothing at all bad happened to the two German journalists who published the Panama Papers. Bastian Obermayer and Frederik Obermaier are both very much alive and well, and have started a nonprofit organization in honor of their friend and colleague, Daphne Caruana Galizia, who was murdered by an operative of the Maltese government officials who she was investigating for corruption that was revealed in the Panama Papers.

          The investigations and revelations produced by The Daphne Project are ongoing. These are journalists who refuse to be silenced by one woman's murder.

          But to understand that, you'd have to be interested in not being ignorant for five seconds instead of just parroting things you saw online because you think it makes you sound smart.

          https://www.occrp.org/en/thedaphneproject/

            • Chetzemoka@startrek.website
              ·
              edit-2
              1 year ago

              Christ how are people this ignorant? The ICIJ has several hundred people working for it.

              https://www.icij.org/about/

              And it wasn't a foreign government. Caruana Galizia was MALTESE. She was investigating her own government.

  • Rockyrikoko@lemm.ee
    ·
    1 year ago

    This was the whole premise of Happy Gilmore. He became a pro golfer to save his grandma's house

  • xia@lemmy.sdf.org
    ·
    1 year ago

    Sure. If your HOA does not like you, they will use your own money to pay lawyers against you, to dispossess you of your house. 'Murica!