Fuck but is that not true. My brother's in the process of buying a home with his fiancee. The bank basically owns the place until it is payed out in full, and real estate is an appreciating asset. No risk for them. They charge interest, which we're told is to make up for investment risk or whatever, so they're covered twice over. Oh, but that is not enough -- they've made them take out a life insurance, so that if something should happen to them the bank will be covered and not lose out on the investment.

burn it all down