You're absolutely right that it's not exactly a long term money making strategy, that 7% of the time you lose everything fucking sucks and it's not something you'd ever do if you didn't desperately need the money or had another way to make or borrow it by the time you needed it.
But if you do need the money and don't have any streams of income or credit to work with I'd still say it's a hell of a lot better bet than trying to sell drugs, rob a bank, or somehow come up with $2000 worth of blood plasma within a week.
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You're absolutely right that it's not exactly a long term money making strategy, that 7% of the time you lose everything fucking sucks and it's not something you'd ever do if you didn't desperately need the money or had another way to make or borrow it by the time you needed it.
But if you do need the money and don't have any streams of income or credit to work with I'd still say it's a hell of a lot better bet than trying to sell drugs, rob a bank, or somehow come up with $2000 worth of blood plasma within a week.