OP should use 10k to 30k as a downpayment on a mortgage, up to 10k for things like a laptop, 5k as a downpayment on a car
Why would you buy stuff on credit when you can buy outright? It's just giving extra money to capitalists. And 10k for a laptop? I'm budgeting 2k-2.5k for a PC that I hope to have for a good long while.
Living in the middle of nowhere is a terrible idea, unless you have a very clear plan for living off the land and enough people to do it with. Humans are dependent on other humans to live, and in this age that means accessing markets. I wouldn't live more than 10 miles from a sizable town (20k+).
Why would you buy stuff on credit when you can buy outright? It's just giving extra money to capitalists. And 10k for a laptop? I'm budgeting 2k-2.5k for a PC that I hope to have for a good long while.
Living in the middle of nowhere is a terrible idea, unless you have a very clear plan for living off the land and enough people to do it with. Humans are dependent on other humans to live, and in this age that means accessing markets. I wouldn't live more than 10 miles from a sizable town (20k+).
why would you pay off a loan with a interest rate that is probably much lower than what you can get from a variety of mostly safe investments?
"things like a laptop", plural, possibly not even a laptop