• DefinitelyNotAPhone [he/him]
    ·
    3 years ago

    I think my favorite part of this is the fact that this hypothetical person who's making $100k/year while also living somewhere where rent is <$1k/month still isn't "good with money." They're saving/investing exactly nothing out of this, so the second they lose their job they're just as fucked as everyone else.

    • Zuzak [fae/faer, she/her]
      ·
      3 years ago

      That's how it feels like it's framed, but the monthly budget of $2775 × 12 = $33,300.

      • DefinitelyNotAPhone [he/him]
        ·
        3 years ago

        Ah, they're showing their expenses instead of the breakdown of their take-home pay. Alright, less egregious than I thought (other than the sheer uselessness of giving financial advice assuming your audience falls into a demographic that can casually afford an actual financial advisor).

    • NaturalsNotInIt [any]
      ·
      edit-2
      3 years ago

      Someone who makes $100k and spends $2800 a month definitely has money left over to save, but it's impossible to say if they are "good with money" without knowing how they actually invest it. "Spend less than you earn" when you make a lot of money is just the bare minimum, "good with money" implies you know how to use it. Without seeing his portfolio, I'd argue this guy is bad with money because he spends over $1k a month to live with multiple roommates.