https://www.cnbc.com/2022/07/15/millionaire-who-retired-at-35-why-im-not-scared-of-a-recession.html

"People thought we were crazy living so minimally during a bull market where everybody's making money. [They said] we should be living large," Adcock says. "But we didn't do that. Now we're making almost no changes, and everybody else is."

See? If he can do it, so can you.

    • jack [he/him, comrade/them]
      ·
      2 years ago

      I really would not feel comfortable with only a 44k yearly cushion. It's a bit more than I make now, and I don't make enough.

      I guess you could just get a job in a bookstore part time or something. But if you're able to get 1.1 mil at age 29, presumably you could get to 2 mil in just a few more years and retire more comfortably. I dunno, if I got to retire at 35 with like, 3-4 million, I'd feel much more comfortable than 29 with 1.1.

        • jack [he/him, comrade/them]
          ·
          2 years ago

          No way on earth I'd retire without home ownership. But I live in a very cheap city and already own my home even with pretty low income (I married young and we don't have kids yet), so I'm kind of an odd case.

            • TrudeauCastroson [he/him]
              ·
              2 years ago

              Whenever I need to do a repair on something I get decision paralysis from all the ways it can go wrong because different people say different things online, and a lot of people don't know what they're talking about.

              So idk what to end up buying to fix shit.

              • OgdenTO [he/him]
                ·
                2 years ago

                I recommend stay off YouTube for advice on how to do a repair, and add the word forum to any search. Get on a good home reno professional forum where people talk about building science and can call people out who make bad suggestions.

                Fine home building is a good one, this old House is good too. There are others as well.

                Then, when you know what materials and strategy you need, go back to YouTube to get a visual of how it's done.