Disclaimer: As far as I know, I'm not going to die soon. I'm asking this question in case that changes someday.
So I was just thinking about this and thought it might be a good idea to leave your family some money while fucking over the bank on your way out. The creditors would go after your worthless estate only to find the recently purchased assets are missing, but you're already dead and can't be charged with fraud. And if you do some decent opsec, they can't implicate your family either.
I assume without laundering the money, your family would not be able to use it on anything big. And your available credit wouldn't be enough to make a massive quality of life improvement for your loved ones. But even if they only spend it on groceries and hobbies for a few years, it would make a nice goodbye gift.
Am I missing anything that makes this a horrible or unacceptably risky idea?
How much credit do you even have access to? Seems like a huge risk
How risky is it really to a dead person? Only risky if you somehow live.
Not to the dead person but to the relatives that would benefit. How does one hide these assets in a way that makes them accessible but not accessible to others?
Sell them to a pawn shop and get 65% of your value back. Tax free
I’m just thinking about the relative risk-reward here. What’s the credit score of this hypothetical person that they can get some useful amount of credit on one or more credit cards and so that they can buy an appreciable amount of gold? Like it would seem that a few thousand dollars worth isn’t worth the potential risk but I guess it could be life changing