My main questions here are whether there are stipulations about when the loan was taken, when the course of study finishes, and if having a cosigner affects whether one qualifies.

I'll just give my data and see if anybody can find this out for me: Say I have a student loan from Sallie Mae that was taken around January of last year, for a course of studies that terminate in October. One thing I'm wondering, I definitely make (way) less than the income, in fact I make pretty much nothing. But in order to get a loan in the first place I needed to have my parents co-sign, and I'm pretty sure they make more than 125k. Does the income of a cosigner come into play here, or can I still get $10k cancelled?

  • Shoegazer [he/him]
    ·
    2 years ago

    Two people making a total of $125k is not “rich” lol. That’s barely enough to keep us out of the hood but we still hear gunshots exchanging and sirens every week

    • DrunkUncle [none/use name]
      ·
      2 years ago

      If you’re married and file a joint tax return or are a head of household, you qualify if your income is below $250,000.

      The cut off is $125k for a single person, $250k for a couple. Good news for you i think.