To clarify: I'm not talking about if pets in general can give emotional support to their owners, of course they can.
I mean should the concept of Emotional Support Animals get treated with the same level of respect and seriousness as that of regular Service Animals for the physically disabled.
Definitely true, but student loans are a debt trap for poor people, you'd have to be really stupid to set bait in a trap and then try to eat it. They'll gobble up grants and scholarships, but not loans.