It's true folks. I am scared to spend really much of any money since my rent takes over half of my take home wage and my SO has gone back to school and stopped working. Combine this with car payments (stuck with them for now, but looking to downgrade massively to either a motorcycle or something cheap to save money), monthly food bills (have basically limited myself to eating out once a week and meal prepping every other day) and I really don't have much in the budget for activities unless I save up all month and strictly watch my spending. All of this just to break even and not drive down my savings.

On top of that, I've had recent medical issues that are possibly going to cost me out the ass so I'm saving up for that potential