If you pay off all your IMF/World Bank loan payments on time your interest rates don't look awful
The primary purpose of a credit card is to be predatory and the fact that they don't provide basic features such as a fraud protection on a debit card further emphasizes that
That's probably how they hand out more credit cards
By locking essential features behind a debt trap high interest rate credit card
Yeah they've got a totalitarian credit score system (makes you think)
Tbf if you use a credit card exactly the same as you would use your debit card the interest rate is 0
If you pay off all your IMF/World Bank loan payments on time your interest rates don't look awful
The primary purpose of a credit card is to be predatory and the fact that they don't provide basic features such as a fraud protection on a debit card further emphasizes that