I am on the precipice of one and don't want that to turn me into a disengaged normies, lib, or chud. I know that a local DSA chapter was financially backed by a person of incredible means, so I wonder what keeps such people left wing or at least SocDem.
I've said this before, my family is basically the Park family from Parasite
It's a big picture thing for me. Capitalism "benefits" me individually in that it enables my family to live in decadence right now, but it's not sustainable. The world is burning up and while it won't affect me initially, it inevitably will. The immense alienation and loneliness is also a direct consequence of individualist ideology.
My family is upper class, but not billionaires. We will be on the chopping block later than most, but we will end up there eventually. Capitalism, like fascism, has no end goal. While it might temporarily benefit me to close my eyes and pretend like neoliberalism is epic, I can't ignore how fucked we are if nothing changes.