Do to my efforts to put 100k in the bank as quickly as possible - I had a massive heart attack at 40. My health insurance refused to pay anything so I had to declare medical bankruptcy. Now I have a new plan...
They are one sleep deprivation-caused car accident/stroke/heart attack away from being six figures in debt and permanently incapable of working a full-time job in the future
Operating on 24 hours of sleep deprivation, which feels applicable here, is equivalent to a 0,10% BAC. I feel like at that level if you get into a car accident it has like a 50:50 chance of being bad enough to just snuff you out entirely
"Here lies Joseph. Died tragically young in a horrific and preventable car accident on the way to their third job with over $60,000 in their savings account. Rest in peace."
Hopefully she’s in a country that doesn’t have private health care. But yeah, either way, the health problems that will come later on won’t be worth the money saved.
She could get some type of assistance as a first time homebuyer and start out with a crappy rate until she’s able to refinance. Better than paying a landlord. I imagine her rent is astronomical.
Yeah you got it. All these jobs put a huge strain on your body and although they pay more than non trade work all that extra money will eventually go to health problems you accrue over the course of your career.
No problem. I’ve been doing long hours in the trades for a while. I’ve recently had this revelation myself and started looking for work that more around the 40h mark instead of the expectation of doing overtime. Still in the trades though since that’s what I know, but when it really comes down to it the only people who remember all the overtime you did will be your children.
Yeah those savings will be wiped out by health problems from working two full-time jobs and only getting 3 hours of sleep.
Do to my efforts to put 100k in the bank as quickly as possible - I had a massive heart attack at 40. My health insurance refused to pay anything so I had to declare medical bankruptcy. Now I have a new plan...
Reads like one of those Japanese LN titles. Would just need the character to die and you've got an isekai right there.
Why wouldn’t your insurance pay out? Just didn’t feel like it?
often, yes.
maybe you went to a hospital or a doctor that "wasn't in the coverage network".
Vee-oh-pec (vibes of pre-existing conditions)
They are one sleep deprivation-caused car accident/stroke/heart attack away from being six figures in debt and permanently incapable of working a full-time job in the future
Operating on 24 hours of sleep deprivation, which feels applicable here, is equivalent to a 0,10% BAC. I feel like at that level if you get into a car accident it has like a 50:50 chance of being bad enough to just snuff you out entirely
"Here lies Joseph. Died tragically young in a horrific and preventable car accident on the way to their third job with over $60,000 in their savings account. Rest in peace."
Hopefully she’s in a country that doesn’t have private health care. But yeah, either way, the health problems that will come later on won’t be worth the money saved.
https://www.businessinsider.com/millennial-works-two-full-time-jobs-sacrifices-sleep-saving-thousands-2024-5
She’s fucked then. Isn’t capitalism great? Isn’t America great?
LOL $100k as a down payment? Aren't houses in SF like $1.5M? Might as well just accept it's not happening tbh.
She could get some type of assistance as a first time homebuyer and start out with a crappy rate until she’s able to refinance. Better than paying a landlord. I imagine her rent is astronomical.
Okay first I was gonna say "content creator" isn't a real job but then saw she's making $28 an hour as a fucking barista, that's wack
It's san francisco though. The cost of living there is fucking insane.
This is basically the state of tradework as it stands right now
What is “tradework”?
To me that’s electricians, joiners, gas installers…
Yeah you got it. All these jobs put a huge strain on your body and although they pay more than non trade work all that extra money will eventually go to health problems you accrue over the course of your career.
Very true. Thanks for answering.
No problem. I’ve been doing long hours in the trades for a while. I’ve recently had this revelation myself and started looking for work that more around the 40h mark instead of the expectation of doing overtime. Still in the trades though since that’s what I know, but when it really comes down to it the only people who remember all the overtime you did will be your children.
Very true. My dad worked a lot. It provided a great life for us. Not spoiled, but never without. Its a hard balance.