I swear to god, they're the chuddiest of small business owners and every single one does that shit where they have a huge truck and a huge suv for their stay at home wife and a boat and a ridiculously tacky mcmansion and an absurd amount of debt.
Like, is there some sort of grift where you can just walk into a bank and say you want to start a landscaping business and they just let you borrow an infinite amount of money even though you're only going to have income for like 5 months out of the year?
you walk into a bank and promise to pay workers less than minimum wage of course they'll think its a solid investment
same deal with the 'family restaurant'