There's also the aspect that many things, such as flu shots, are billed as "free*" and underneath it's "*under most insurance plans". If you're uninsured you quickly learn the rule of thumb that any interaction with the medical system is going to cost you out the ass.
Or just generate a bill so large that you have to duck it for the next seven years, which means that your credit score tanks and your access to housing suffers.
There's also the aspect that many things, such as flu shots, are billed as "free*" and underneath it's "*under most insurance plans". If you're uninsured you quickly learn the rule of thumb that any interaction with the medical system is going to cost you out the ass.
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Or just generate a bill so large that you have to duck it for the next seven years, which means that your credit score tanks and your access to housing suffers.