Assuming you have a basket of money and are simply undecided, renting is effectively a short on the housing market in your area between when you move in and when you move out. You’re theoretically just saying that the expected proceeds from selling your house, plus net savings on rent vs cost of buying, minus a time premium, will be lower when you sell than when you buy If you plan to move in a year, transaction costs will likely eat your gains no matter what.

:jesse-wtf: