https://www.cnbc.com/2022/07/15/millionaire-who-retired-at-35-why-im-not-scared-of-a-recession.html

"People thought we were crazy living so minimally during a bull market where everybody's making money. [They said] we should be living large," Adcock says. "But we didn't do that. Now we're making almost no changes, and everybody else is."

See? If he can do it, so can you.

  • jack [he/him, comrade/them]
    ·
    2 years ago

    If you retire with 1.1 million at 29 (not enough at that age) and end up looking like :thumb-cop: , you fucked up

      • jack [he/him, comrade/them]
        ·
        2 years ago

        I really would not feel comfortable with only a 44k yearly cushion. It's a bit more than I make now, and I don't make enough.

        I guess you could just get a job in a bookstore part time or something. But if you're able to get 1.1 mil at age 29, presumably you could get to 2 mil in just a few more years and retire more comfortably. I dunno, if I got to retire at 35 with like, 3-4 million, I'd feel much more comfortable than 29 with 1.1.

          • jack [he/him, comrade/them]
            ·
            2 years ago

            No way on earth I'd retire without home ownership. But I live in a very cheap city and already own my home even with pretty low income (I married young and we don't have kids yet), so I'm kind of an odd case.

              • TrudeauCastroson [he/him]
                ·
                2 years ago

                Whenever I need to do a repair on something I get decision paralysis from all the ways it can go wrong because different people say different things online, and a lot of people don't know what they're talking about.

                So idk what to end up buying to fix shit.

                • OgdenTO [he/him]
                  ·
                  2 years ago

                  I recommend stay off YouTube for advice on how to do a repair, and add the word forum to any search. Get on a good home reno professional forum where people talk about building science and can call people out who make bad suggestions.

                  Fine home building is a good one, this old House is good too. There are others as well.

                  Then, when you know what materials and strategy you need, go back to YouTube to get a visual of how it's done.