if we are going to torture this analogy further, then i do also have a bike in my trunk (state and local government + congress) that works all right, and i can get on it and sweat a little. but i know if i let the sketchy repair guy barely fix my car, the odds are very high the bike will get stolen. and then my car will immediately fall apart again, and i will be stranded again just like before, but sans bike and whatever arm and leg it cost me to pay the mechanic.