I thought the point was that Scrooge was in love and when that didn't work out, he turned to money for solace, but didn't find any, even being warned by his very own business partner the afterlife fate of those who are greedy and do not have a love for mankind.

Reading a Christmas Carol ignoring the super natural elements is like reading Ayn Rand ignoring the sexual misconduct. You can do it, but then you are missing half of the story.