Yeah I get what the dude is getting at, but this literally could at the most provide leverage for the black and latino bourgeosie in money circulation, black and latino money capitalists; which could hypothetically give the black and latino petty bourgeois a slight benefit, in their competing quests to become pure appropriators of surplus value, via preferential loans. You know, provided we lived in a capitalist system that didn't have an insanely high organic composition of capital, where it wasn't nearly impossible to actually ascend from petty bourgeois to bourgeois, and where minority-owned banks weren't subject to the same necessities of competition as the regular ones. Which, even if it were the case, wouldn't benefit the black and latino working class