I've been very poor for most of my life and could never build credit. I have student loan debt that I haven't paid on because I needed to eat. I finally found a job that pays me a living wage but every fucking landlord is doing credit checks. Like, I have pay stubs that prove I can afford to rent this room but because my credit is terrible I'm sure they're just going to laugh in my face. How the fuck can I fix my credit if I can't even get a stable living situation? So my options if I can't get a room are long-term AirBNBs (WAY more expensive) or continue being homeless.