to up mine I have to take loans out and pay them off instead of just never taking a loan out... What the fuck lmao

  • handystack [none/use name]
    ·
    4 years ago

    That's not exactly true either. In order to be issued a credit card without sufficient credit, you need to pay a security deposit to the creditor. This deposit acts like an interest free loan. Those of us that have no credit or bad credit and are poor don't have access to that method.

    • KantNeverCould [any]
      ·
      4 years ago

      After 6-12 months of payments, they will give you a normal card.