So here's what's going to happen: My health insurance company is going to tell me that I hit some magical, unspoken limit on how much health I'm allowed to have, and deny my claim. Then, in addition to the $550 I send to BCBS from my own pocket every month, I will also have to pay whatever made-up number the doctor's office charges, probably like $300, which they can afford to charge because it's usually paid by a multi-million dollar health insurance corporation. So, since that was my only doctor's appointment this month, in total I'll have paid $850 for a single twenty-minute telemedicine appointment, in which I told my doctor I was stopping a prescription and he said "OK sounds good."

If I don't pay BCBS, I can never afford to have a medical issue again, and if I don't pay the doctor's office, I'll get turned over to a collection agency and receive threatening letters, text messages, phone calls, and probably take a hit to my credit, which will affect my ability to, say, rent an apartment.

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:amerikkka:

  • leftofthat [he/him]
    ·
    4 years ago

    If you pay for coverage every month then you have coverage and should fight it, especially if you can prove the premium payments

    • USSMillicentKent [any]
      ·
      4 years ago

      I certainly intend to. I am a master of flipping the script and making life a living hell for these ghouls. Calling their support line multiple times a day, calling random numbers in the directory, putting the whole organization permanently on blast until they fix their shit. It feels slimy but the the only way I've ever found to get through the fog of corporate unaccountability is to make myself universally known and abhorred within the company

      • leftofthat [he/him]
        ·
        4 years ago

        I can tell you that won't work they don't care. They have entire teams just dedicated to blocking out those kinds of contacts. The better route if you can afford it (time and energy wise) is to get an attorney and sue the fuck out of the health insurer if they're unreasonably denying you coverage. It will cost far more for them to defend a credible lawsuit than it will to just settle the case at far above the cost of your denied services.