So here's what's going to happen: My health insurance company is going to tell me that I hit some magical, unspoken limit on how much health I'm allowed to have, and deny my claim. Then, in addition to the $550 I send to BCBS from my own pocket every month, I will also have to pay whatever made-up number the doctor's office charges, probably like $300, which they can afford to charge because it's usually paid by a multi-million dollar health insurance corporation. So, since that was my only doctor's appointment this month, in total I'll have paid $850 for a single twenty-minute telemedicine appointment, in which I told my doctor I was stopping a prescription and he said "OK sounds good."
If I don't pay BCBS, I can never afford to have a medical issue again, and if I don't pay the doctor's office, I'll get turned over to a collection agency and receive threatening letters, text messages, phone calls, and probably take a hit to my credit, which will affect my ability to, say, rent an apartment.
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:amerikkka:
If the insurance doesn't pay up you might be able to work out something with the hospital, I think if you mention you're paying out of pocket they may reduce the price or you can setup a payment plan. Better than paying immediately :/