also, calling it a "irresponsible way to handle money" is kind of bullshit. surely, if you're certain that your friends are legit, this a way more responsible thing to do than keeping your money to yourself; you're looking after the people you love incase they run into trouble by making sure they have resources, and you're collectively able to do things that you maybe couldn't do individually, like paying for medical stuff and cars or whatever in one go, and thus not going into debt.
its fucked up and makes me so wildly uncomfortable that the only people that its kind of "acceptable" to care about in this society is your immediate family - like, no one would think it was weird to share an account with your partner or kids, but god forbid you genuinely love people that you aren't related to and/or fucking.
I'd be concerned that one of the friends or their spouses could run off with everyone's money and leave the friends with no recourse.
A system where all funds taken out are technically promissory notes, with the mutual understanding that they're to be extended if they couldn't pay it back would be a little less vulnerable.
Even among immediate family, shared bank accounts represent a vulnerability.
Yeah, the system as is is probably dangerous because you have no solution to some asshole taking advantage. But the idea is fucking cool af, and you can totally design a new system around culpability.
Exactly! Only in a world where everyone has a safe, caring, sensible, middle-class family does sharing with your family make more sense than sharing with your friends, the people whom you love voluntarily rather than just through proximity and societal expectation. The exact situation you mentioned happened to my parents, a cousin stayed at a grandparent's house and trashed it, an aunt put my grandma down as a guarantee on an apartment then ghosted months of rent. This shit happens to people constantly because families that are struggling, aren't close, are seperated, or involve people affected by mental illnesses or drug use (by which I mean the majority of families) just cannot operate like an upper-middle class nuclear family living in a sitcom mcmansion, but still that is what our society expects you to be and it causes fucking misery.
tldr: fuck the alienation of capitalism and the fact that it leaves with as little connection to others and/or our community as feasibly possible. :angery:
if this guy were real he'd be a fucking chad.
also, calling it a "irresponsible way to handle money" is kind of bullshit. surely, if you're certain that your friends are legit, this a way more responsible thing to do than keeping your money to yourself; you're looking after the people you love incase they run into trouble by making sure they have resources, and you're collectively able to do things that you maybe couldn't do individually, like paying for medical stuff and cars or whatever in one go, and thus not going into debt.
its fucked up and makes me so wildly uncomfortable that the only people that its kind of "acceptable" to care about in this society is your immediate family - like, no one would think it was weird to share an account with your partner or kids, but god forbid you genuinely love people that you aren't related to and/or fucking.
I'd be concerned that one of the friends or their spouses could run off with everyone's money and leave the friends with no recourse.
A system where all funds taken out are technically promissory notes, with the mutual understanding that they're to be extended if they couldn't pay it back would be a little less vulnerable.
Even among immediate family, shared bank accounts represent a vulnerability.
Yeah, the system as is is probably dangerous because you have no solution to some asshole taking advantage. But the idea is fucking cool af, and you can totally design a new system around culpability.
That’s just a mutual aid society
Yeah it's a real question of trust
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Exactly! Only in a world where everyone has a safe, caring, sensible, middle-class family does sharing with your family make more sense than sharing with your friends, the people whom you love voluntarily rather than just through proximity and societal expectation. The exact situation you mentioned happened to my parents, a cousin stayed at a grandparent's house and trashed it, an aunt put my grandma down as a guarantee on an apartment then ghosted months of rent. This shit happens to people constantly because families that are struggling, aren't close, are seperated, or involve people affected by mental illnesses or drug use (by which I mean the majority of families) just cannot operate like an upper-middle class nuclear family living in a sitcom mcmansion, but still that is what our society expects you to be and it causes fucking misery.
tldr: fuck the alienation of capitalism and the fact that it leaves with as little connection to others and/or our community as feasibly possible. :angery: