This just made me check mine and I realized that I'm at 714 and it keeps going +/- 1 every week because they don't want me to go over 720 so I get upgraded to "good".
Literally never had a debt in my life that I didn't pay off in full.
Yeah, but if I ever want the a deathdebt that will allow me to have a home I need to avoid getting too much in debt and also maintain a savings to provide the down payment.
Until then I just have to pay my landlord's death debt off and also generate a bit of surplus value for them so they can make a profit off their debt.
Yes, I’d rather be punished for using 10% of my credit limit than for letting my parents starve.
This just made me check mine and I realized that I'm at 714 and it keeps going +/- 1 every week because they don't want me to go over 720 so I get upgraded to "good".
Literally never had a debt in my life that I didn't pay off in full.
Yeah. You learn about so many hidden reasons why your score goes down.
Being in debt is the point of the credit score, everyone should do it
Yeah, but if I ever want the a deathdebt that will allow me to have a home I need to avoid getting too much in debt and also maintain a savings to provide the down payment.
Until then I just have to pay my landlord's death debt off and also generate a bit of surplus value for them so they can make a profit off their debt.