I have no personal debt, and this is entirely because I have not purchased a single luxury item my entire life. I am anhedonic and have not left my apartment ever and the only luxury I enjoy is tap water.
You are all irresponsible layabouts.
ive never had a credit card and i truly dread the day im going to need one. credit score stuff is truly vile. cant wait to be declined because i havent paid off debt that ive never had
I have no personal debt, and this is entirely because I have not purchased a single luxury item my entire life. I am anhedonic and have not left my apartment ever and the only luxury I enjoy is tap water. You are all irresponsible layabouts.
I know you're joking but still. Our standard of living has dropped so far from our parents and especially boomers.
But but we have flat screen tvs and iphones!
ive never had a credit card and i truly dread the day im going to need one. credit score stuff is truly vile. cant wait to be declined because i havent paid off debt that ive never had