I've been very poor for most of my life and could never build credit. I have student loan debt that I haven't paid on because I needed to eat. I finally found a job that pays me a living wage but every fucking landlord is doing credit checks. Like, I have pay stubs that prove I can afford to rent this room but because my credit is terrible I'm sure they're just going to laugh in my face. How the fuck can I fix my credit if I can't even get a stable living situation? So my options if I can't get a room are long-term AirBNBs (WAY more expensive) or continue being homeless.

  • hogposting [he/him,comrade/them]
    ·
    4 years ago

    I have pay stubs that prove I can afford to rent this room but because my credit is terrible I’m sure they’re just going to laugh in my face.

    In this situation they may just ask for a security deposit. In many states the deposit amount they can ask for is capped.

    As someone else mentioned, you also might have better luck looking at small landlords: folks renting out a room or one additional house they own. If you have to look at long-term AirBnBs, try to get in touch with the property owner directly. They're probably getting fucked right now (lol) and you may be able to negotiate something closer to market-value rent if you're going to be there for 6-12 months.

    Either way, :mao-aggro-shining: