Check in with a local credit union. You might have a co-op branch which is really useful for the fee-free atms and the ability to transfer your account to a new co-op credit union if you move.
They also usually offer some pretty decent interest on car/personal loans if you're in a pinch.
Credit Unions are banks that are member owned. Profits are shared with membership in the form of dividends. They also offer way better interest rates to members in good standing and have a lot more leniency about basically everything. Hell I fucked up my account number on a payroll form once and they called me like 3 months later (I had been getting paid the entire time) saying that I needed to update my number with my employer because they were having to manually deposit the money every time it got dinged.
I got locked out of my online account once and called the help line which just connected me to the teller I know on a first name basis who was able to fix it immediately.
They just operate so much better of you're an individual. It's so nice to actually be able to go talk to someone and not just be blown off or told to call another line.
Commercial banks engaged in approximately five times more subprime lending relative to credit unions leading up to the financial crisis of 2007–2008 and were two and a half times more likely to fail during the crisis.
Just so you know, a Co-Op branch isn't literally called Co-Op credit union. They're just a smaller local bank that's joined the national Co-Op. You can probably find one using the Co-Op website
Are you fucking kidding me?! As if $600 would even put a dent in someones debt.
Savings?! Are you kidding me? For the vast majority of people that shits going to be hoovered up by rent costs.
These rich assholes don't live in the real world.
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Check in with a local credit union. You might have a co-op branch which is really useful for the fee-free atms and the ability to transfer your account to a new co-op credit union if you move.
They also usually offer some pretty decent interest on car/personal loans if you're in a pinch.
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Credit Unions are banks that are member owned. Profits are shared with membership in the form of dividends. They also offer way better interest rates to members in good standing and have a lot more leniency about basically everything. Hell I fucked up my account number on a payroll form once and they called me like 3 months later (I had been getting paid the entire time) saying that I needed to update my number with my employer because they were having to manually deposit the money every time it got dinged.
I got locked out of my online account once and called the help line which just connected me to the teller I know on a first name basis who was able to fix it immediately.
They just operate so much better of you're an individual. It's so nice to actually be able to go talk to someone and not just be blown off or told to call another line.
The wiki on them explains it prettt well
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They printed mine in the bank and gave it to me immediately. Just asked me to pick a color/image lol
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Just so you know, a Co-Op branch isn't literally called Co-Op credit union. They're just a smaller local bank that's joined the national Co-Op. You can probably find one using the Co-Op website
me: wow cool i might be able to eat some not shit food for a couple of weeks
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