Jesus christ, this number that determines whether we can rent, buy a car, or buy a house is only 30 years old? What the fuck?

  • DrRobotnik [he/him,any]
    ·
    4 years ago

    yeah but before that credit was just based on skin tone and skull shape so I'm not sure FICO score is any worse

    • maccruiskeen [he/him]
      ·
      4 years ago

      Its kind of worse in the way that now you don't have proof of discrimination, its all data, and no reasonable person could argue with data, its not racist, see, its just data!

    • blly509 [he/him,any]
      ·
      4 years ago

      That fun little "I got swindled as a young poor person and holy shit I can't even give you minimum payments now and have to go to collections which crashes my score for years" bit is a cool call back.