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Depends on the style of skirt I'm wearing but usually I lift the skirt up as I sit down and then continue holding it up while on the toilet. It avoids the skirt getting dirty from the ground or any potential accidents involving it falling into the toilet water, and besides it's the only way you can do it while in a dress. If the skirt is short enough (IE knee length or shorter) then I do just pull down like pants though.
Oh okay... hmm. With an ankle length, up seems kinda awkward but you make good points abot water and the ground
It's not as bad as you'd expect, you bundle it a bit while pulling it up
This is what I do to, goes up instead of down. Same for a dress.
I have a romper, it's cute as hell. I get a lot of compliments in it. It's secret is that I have to take it all the way off to pee lol